XRP’s Untapped Potential: Why Analysts Believe It’s Undervalued Despite Market Stagnation

Despite its current price stagnation near the $2 mark, XRP is being hailed as significantly undervalued by industry experts, with potential to disrupt global transaction systems like SWIFT. Jake Claver, Managing Director at Digital Ascension Group, emphasizes the asset’s long-term upside, especially as derivatives trading gains momentum. Analysts point to XRP’s progress in derivatives markets as a critical factor that could drive future growth, even as the cryptocurrency remains below its January peak of $3.3. This article explores why XRP’s current lull may be a prime opportunity for investors eyeing its transformative potential in finance.

DAG MD Says XRP Is Heavily Undervalued Amid Market Lull

XRP remains significantly undervalued despite its potential to capture a fraction of SWIFT’s daily transactions, according to Jake Claver, Managing Director at Digital Ascension Group. The asset’s current price stagnation—hovering NEAR the $2 mark after peaking at $3.3 in January—belies its long-term upside, particularly if derivatives trading gains traction.

Market analysts highlight XRP’s progress in derivatives markets as a key catalyst. Claver’s assessment aligns with broader sentiment that the token is priced below its fundamental value, especially given institutional interest in crypto derivatives. Bearish pressure across the crypto sector has failed to dampen Optimism among proponents.

XRP’s Ascent May Leave Majority of U.S. Investors Behind, Warns Analyst

Vandell Aljarrah, co-founder of Black Swan Capitalist, highlights a stark financial reality: over 50% of Americans hold less than $5,000 in savings. This precarious position, he argues, could exclude many from participating in XRP’s next growth phase.

XRP’s trajectory underscores the concern. The asset surged from sub-penny levels in 2017 to over $2.30 today—a 23,000% appreciation. "By the time mainstream attention arrives," Aljarrah observes, "entry points may already be prohibitive for average investors."

StraitsX Launches XSGD on XRP Ledger to Power Real-Time Payments

StraitsX has deployed its Singapore dollar-pegged stablecoin, XSGD, on the XRP Ledger, marking a significant step in regulated, real-time cross-border payments. The integration leverages XRP Ledger’s low-cost, high-speed infrastructure to enable institutional-grade tokenization and programmable finance solutions.

This launch represents the first phase of a strategic collaboration with Ripple, targeting Asia’s $4 trillion digital commerce market. XSGD is now live across seven major blockchains, with additional tools slated for release in June 2025 to further enhance financial applications.

Ripple and Coinbase Vie for Circle Acquisition in High-Stakes Crypto Deal

Ripple and Coinbase are locked in a bidding war to acquire Circle, the issuer of the USDC stablecoin, with potential valuations soaring between $6 billion and $11 billion. Sources cited in a Fortune report suggest Ripple initially offered $4 billion to $5 billion earlier this year, but was rebuffed. The San Francisco-based firm may now escalate its bid, potentially leveraging its XRP reserves alongside cash.

The competition underscores the strategic value of stablecoin issuers in the crypto ecosystem. Circle’s USDC, the second-largest stablecoin by market capitalization, offers the winning bidder immediate access to institutional payment rails and deeper fiat integration. Coinbase, already a minority stakeholder in Circle, could consolidate its dominance in crypto-fiat onramps.

XRP Price Faces Downward Pressure as Bearish Pattern Emerges

XRP’s price trajectory turns precarious as a head-and-shoulders formation materializes on short-term charts. The digital asset retreated 3.38% to $2.330 after failing to sustain momentum above $2.40, a level now established as formidable resistance.

Market analysts observe heightened selling activity at key technical levels, with the $2.30 support zone becoming critical. A breach here could accelerate declines toward $2.00, warns Ali Martinez among others. Trading volumes surged 23% above daily averages during the breakdown through $2.345 support.

The cryptocurrency market’s fragility amid macroeconomic uncertainty compounds XRP’s technical challenges. The failed rally to $2.411 now forms the pattern’s head, with subsequent rejections sketching a classic reversal setup that often precedes extended declines.

Kraken Report Advocates XRP Allocation for Portfolio Optimization

Kraken Exchange’s latest analysis positions XRP as a strategic diversifier in crypto portfolios. The asset, trading at $2.33 after retreating from its weekly peak of $2.66, demonstrates resilience amid market-wide volatility.

Advanced statistical modeling—including Monte Carlo simulations and efficient frontier analysis—reveals that a 3.9% XRP allocation meaningfully enhances risk-adjusted returns. The findings challenge conventional portfolio construction in digital asset markets, where Bitcoin and ethereum typically dominate allocations.